Real estate financing experts for your purchase
Our partners for your financing
Working with Censeo is your guarantee of attractive interest rates
and free, independent advice from our teams.
Explore our mortgage acquisition and renewal offers today, so that you can make your plans a reality
with complete peace of mind.
Current mortgage rates
An overview of mortgage rates in Switzerland?
SARON +
Margin
from
2.20%
5-year fixed mortgage
from
1.82%
10-year fixed mortgage
from
1.94%
15-year fixed mortgage
from
2.28%
These interest rates are only indicative and will be updated regularly (current status as of 29.11.2023). They do not constitute a binding offer of financing.
Our customers talk about us
Our advantages
- Experience in the real estate market and mortgage financing since 2010
- An exemplary reactivity: so that your experiences with us are fully satisfactory
- A single point of contact: for all your property financing needs
- Quality advice: our advisors are all specialized and qualified in the fields of pensions and finance
- Partnerships with numerous banks and insurance companies: guarantee of the best financial package and one of the lowest rates on the market
- Independence: Censeo is an unrelated entity. We work with all our partners and select the one that will offer you the best rates and conditions for your mortgage.
- A free service: Free advice and support
Censeo answers your questions
No, the certificate is an informative document and you must not commit an amount, even a limited amount, on the purchase of a property. Only a firm offer or promise of commitment from a financing institution is authentic.
No. Censeo does not charge its customers any application fees. The financing institution you choose may charge you a processing fee, but only when you sign the loan contract. This one-time fee is generally 1/ 00 of the amount of the financing.
Censeo is commissioned directly by the financing institution you have chosen, without any additional cost. The commissions are on average 0.50% of the mortgage amount. Depreciation may also be subject to a commission.
As soon as your offer on a property is accepted, we will establish a call for tender to find you, in the first instance, a financing agreement from one of our partners. You will be able to commit yourself serenely with the notary of your choice in the signature of a deed of sale.
Censeo has about twenty partners in the field of real estate financing. The institutions will be chosen according to your financial situation but also according to your priorities. On average, we select between 3 and 6 different establishments for each tender.
Censeo does not share any of your personal data with third parties, with the exception of the financial institutions selected for your tender.
Process - how does it work?
Censeo in numbers!
8
financing and pension specialists
2
offices
in Lausanne
and Geneva
40+
partnerships with
financial institutions
30′
(average time) to issue a certificate of funding
